The most common car accident is the rear end collision. Unfortunately, even those that happen at a low rate of speed can cause significant injuries to both drivers and passengers.
These injuries frequently include:
- whiplash
- head injury (including concussion)
- back injury (bulging disc, herniated disc)
- neck injury
- broken bones
Unfortunately, injured parties may also suffer “psychological” harm such as anxiety and depression.
Many of these “rear enders” occur at intersections when a driver has stopped at a stop sign or is waiting for a traffic light to change.
In most rear end accidents, it is clear that the person driving the car that struck the back of the other vehicle is at fault. But this does not mean that resolving your property damage and personal injury claims with an insurance adjuster will be easy. Insurance companies are reluctant to simply pay for all of your medical treatment, lost wages and pain and suffering.
After all, insurance adjusters work for the insurance company not for the injured driver or passengers. Their job is to pay you as little as money as possible (often much less than the case is worth) and close your file right away.
How will they do this?
Adjusters will minimize your injuries. They will question your course of medical treatment. They might even dispute who was “at fault” by alleging that you stopped suddenly or were otherwise not operating your vehicle safely.
Do not settle your case for less than you are entitled to. Once you sign a release with the insurance company, you will be forever barred from making future claims.