Hit and run accidents occur every day in Connecticut. Despite state laws that require any driver involved in a collision to stop as soon as it is safe and exchange contact information with others involved in the accident, hit and run drivers often try to shirk responsibility by fleeing the scene.
A hit and run accident can put injured victims in a tight spot: normally, an at-fault driver's insurance coverage provides compensation to those injured in a car crash. Fortunately, with the help of an uninsured motorist attorney, hit and run victims can receive compensation from insurers even when the offending driver cannot be located.
Hit & Run Accident Coverage From Your Own Insurer
According to a National Highway Traffic Administration study, approximately one out of every eight motor vehicle accidents is a hit and run. So how can those who suffer injury in these crashes collect compensation?
Connecticut auto insurance policies provide for uninsured motorist coverage. This coverage pays financial compensation for injuries sustained by you and your passengers when the driver of another vehicle is at fault in an auto accident, but either does not have liability insurance or cannot be identified. Uninsured motorist coverage may also double as underinsured motorist coverage, providing cash when an at-fault driver carries liability insurance, but his or her policy limits are too low to cover expenses following a car crash.
Uninsured and underinsured motorist insurance is one of the most important types of auto coverage you can purchase, and the premiums are relatively inexpensive. Uninsured or underinsured motorist coverage can do wonders to help you meet mounting expenses following a hit and run accident or any kind of car crash in which the other driver does not have premium liability coverage.
Getting What You Deserve From Your Insurance
If you have been the victim of a hit and run accident, an uninsured motorist lawyer can help you get the most out of your insurer. Insurance claims adjusters frequently try to save their companies money by settling car accident claims for as little as possible. An experienced Connecticut accident injury lawyer will give you the leverage to collect the amount you are entitled to.
Following a hit and run accident, you should first attend to immediate medical needs and contact the police. But, it is also critical to engage a personal injury attorney as soon as possible so that you can get the money you need for medical bills, lost wages and other costs associated with your injury.